THE GUIDE LIBRARY
Clear steps, useful context and practical information for everyday tasks.
A plain-language guide to the National Pension System (NPS): Tier I and Tier II, how much to invest, tax benefits in the old and new regime, the current exit and withdrawal rules…
Everything about the Sukanya Samriddhi Yojana: who can open it, the current 8.2% rate, yearly limits, the 15-year deposit period, when you can withdraw, how to open the account and a worked…
A plain-language guide to the Ayushman Bharat PM-JAY card: who is eligible, the ₹5 lakh cover, the Vay Vandana card for people aged 70 and above, how to apply and what happens…
A plain-language guide to the Public Provident Fund: how it works, the yearly limit, the 15-year lock-in and the current interest rate.
How PPF interest works in plain words: who sets the rate, how it is worked out each month, why the 5th of the month matters, and a year-by-year example.
How much you can deposit in PPF each year, what happens to extra money, and how PPF is taxed: the deduction, the tax-free interest and the tax-free maturity.
When you can take a loan against PPF, when partial withdrawal starts, when you can close the account early, and how the 5-year extension works, with simple examples.
Where you can open a PPF account, the documents you need, and the steps to follow, whether you choose a post office or a bank.